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Title
Text copied to clipboard!Business Banker
Description
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We are looking for a Business Banker to join our financial services team and support the banking needs of our business clients. As a Business Banker, you will be responsible for developing and maintaining strong relationships with small to medium-sized businesses, offering tailored financial solutions to help them grow and succeed. You will work closely with clients to understand their financial goals, provide expert advice, and recommend appropriate banking products and services.
The ideal candidate will have a solid background in commercial banking, excellent interpersonal skills, and a strong understanding of financial products and services. You will be expected to manage a portfolio of business clients, identify new business opportunities, and ensure a high level of customer satisfaction. Your role will also involve collaborating with internal departments to deliver comprehensive financial solutions and ensure compliance with banking regulations.
Key responsibilities include evaluating creditworthiness, preparing loan proposals, and managing the loan approval process. You will also be responsible for cross-selling banking products such as business loans, lines of credit, treasury services, and merchant services. A successful Business Banker will be proactive, results-driven, and committed to helping clients achieve their financial objectives.
This position requires strong analytical skills, attention to detail, and the ability to work in a fast-paced environment. You should be comfortable with financial analysis, risk assessment, and have a deep understanding of the local business landscape. If you are passionate about helping businesses thrive and have a strong foundation in banking, we encourage you to apply.
Responsibilities
Text copied to clipboard!- Develop and manage relationships with business clients
- Assess client financial needs and recommend appropriate banking solutions
- Prepare and process loan applications and credit proposals
- Monitor and manage a portfolio of business accounts
- Cross-sell banking products and services to meet client needs
- Ensure compliance with banking regulations and internal policies
- Collaborate with internal teams to deliver comprehensive solutions
- Identify and pursue new business opportunities
- Provide exceptional customer service and support
- Analyze financial statements and assess credit risk
Requirements
Text copied to clipboard!- Bachelor’s degree in Finance, Business, or related field
- 3+ years of experience in commercial or business banking
- Strong knowledge of banking products and services
- Excellent communication and interpersonal skills
- Proven ability to build and maintain client relationships
- Strong analytical and problem-solving skills
- Ability to work independently and as part of a team
- Familiarity with financial analysis and credit evaluation
- Detail-oriented with strong organizational skills
- Proficiency in banking software and Microsoft Office Suite
Potential interview questions
Text copied to clipboard!- Do you have experience working with business clients?
- Can you describe a time you successfully closed a business loan?
- How do you assess the financial health of a company?
- What strategies do you use to build client relationships?
- Are you familiar with local business regulations and compliance?
- How do you handle multiple client accounts simultaneously?
- What banking products are you most experienced with?
- How do you stay updated on financial trends and products?
- Can you describe your experience with credit analysis?
- What is your approach to cross-selling financial services?
